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After being mortgage brokers for many years it becomes apparent that it does
not matter what your income is‚ it's what you do with your income that
really counts. Full
story...
Why
buy NZ Rental Property?
Here we look at the advantages of investing in New Zealand rental
property and why the current demand is so high.
Why
Have an LAQC as your Investment Vehicle?
If you are investing in rental property in New Zealand you may benefit
by setting up a Loss Attributing Qualifying Company.
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Recommended Reading
This is our list of books on investment and real estate we highly recommend.
If you would like to add your favourites to the list contact
us.
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Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money--That
the Poor and Middle Class Do Not!
Personal-finance author and lecturer Robert Kiyosaki developed his unique
economic perspective through exposure to a pair of disparate influences:
his own highly educated but fiscally unstable father, and the multimillionaire...
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Think and Grow Rich by Napoleon Hill
W. Clement Stone Chairman, Combined International Corporation President,
The Napoleon Hill Foundation - "...During our ten-year association,
I learned the missing number to my combination for worldwide successful
achievement. The Master Mind Principle: two or more persons working together
in complete harmony toward a mutual goal or goals..." 
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The Millionaire Next Door: The Surprising Secrets of America's Wealthy
by Thomas J. Phd Stanley, William D., Phd Danko
How can you join the ranks of America's wealthy (defined as people whose
net worth is over one million dollars)? It's easy, say doctors Stanley
and Danko, who have spent the last 20 years interviewing members of this
elite... 
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The Richest Man in Babylon by George S. Clason
One of the oldest and most widely read books on learning to achieve financial
independence.
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Other People's Money : Invest in Real Estate With Your Banker's
Money by Dolf Deroos, Robert T. Kiyosaki, Dolf de Roos |
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If You Want to Be Rich & Happy...
by Robert T. Kiyosaki, Hal Z. Bennett (Editor). Not nearly
as compelling as the classic, Rich Dad, Poor Dad. 
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Beating the Street
by Peter Lynch, John Rothchild (Contributor). An excellent book about
share investing written by one of the legends of Wall Street, Peter Lynch.
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How to Think Like a Millionaire
by Mark Fisher and Mark Allen. If you wish to become rich then books like
this are real gems to keep your motivational levels up. Written by two
successful people the book explores the attitudes of the world's most
successful people. "Success is an attitude. Success is a habit. Success
is easily available to all who want it, believe they can have it, and
put their desires into action".
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The Message of a Master
by John McDonald. Like 'How to Think Like a Millionaire', this book is
a small little gem that will only take a few hours to read. Follows the
story of someone who meets the 'master', the master passes on the secrets
of his success. "I am master of my own destiny, and I can make my
life anything that I wish it to be."
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Building Wealth Through Investment Property
by Jan Somers and Dolf de Roos. Great first time reading for investment
property purchasers. You are likely to get highly motivated after this…remember
to take some of the figures with a grain of salt though - the book talks
of things such as 10% per annum capital gain being something of a norm
- inflation is much lower now so property prices are not likely to have
the same gains. Still, despite how bullish the book is on rental property
it is still a great read for the aspiring property investor.
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Your Mortgage and how to pay it off in Five Years
Full of lots of tips on how to pay off your mortgage faster. The overall
theme is simply to spend less (if I was cynical about the techniques in
this book I might say "live like a pauper" but I won't of course.
Little examples include not going out to restaurants, going to parks and
'free' places (e.g. parks etc.), and having cards nights in (she hasn't
seen some of my poker buddies…geez, a cards night in could cost a
hundred bucks!). Still if you can hack it, do it. It worked for Anita
and her partner, they paid off their mortgage in only 3 ½ years…mmm,
flag restaurants etc.?
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Real Estate Riches
By Dolf de Roos. Go for his previous book, Building Wealth through Investment
Property which is far more informative. There are a couple of tips but
they are few and far between in Dolf's latest book.
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Mind Power
By John Kehoe. I'm a keen fan of anything John Kehoe writes. Learn a little
more about your mind and this will definitely help you become wealthier.
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The E-Myth Revisited
By Michael Gerber. If you have your own business this book is essential.
The key theme to the E-Myth is to make sure you have a systemised business.
As the front cover says: "Why most Small Businesses Don't work and
What to do about it".
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How to Win Friends and Influence People
By Dale Carnegie. Voted the most influential business book ever written.
Follow the principles contained in this book and you'll be unstoppable
when dealing with people.
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with a confidential appraisal. Apply here
What do I need to do to apply for a NZ home loan? You will need
to prepare the right documentation before meeting with your NZ Mortgage
Broker. Here's what you
will need.
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